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A starter loan for everyone
The Starter Loan gives first time buyers a helping hand on the housing market. In cooperation with municipalities, housing associations and an independent mortgage advisor, it makes buying your first home possible.
A mortgage that matches your plans
Independent mortgage advice means looking beyond interest rates alone. We give you a clear overview of the options available and guide you through the choices that matter for your situation.
By focusing on your income, plans and future wishes, we help you make a decision that feels right, both now and in the years to come. This way you choose a mortgage that truly fits your home and your financial goals.
Starter loan
You apply for a Starter Loan through your own municipality. The scheme is carried out by the Stimuleringsfonds Volkshuisvesting (SVn). There you can check whether a Starter Loan is available in your municipality and under which conditions.
Once you have received the application form from the municipality, we take care of the entire process for you, including the application, the financial assessment and arranging the loan. This makes it possible to buy that one special home after all. Watch the video about the Starter Loan (please note that it may contain an advertisement at the beginning).
Combination loan
With a Starter Loan, a so called Combination Loan is used. This loan ensures that the mortgage interest remains tax deductible for income tax purposes. To qualify for mortgage interest relief on the Starter Loan for your own home, the mortgage must be set up as an annuity mortgage, which means that a monthly repayment is required.
The Combination Loan provides the solution. The amount you repay on the Starter Loan each month is financed through the Combination Loan, which increases by the same amount. This way you meet the repayment requirement while keeping your monthly costs as low as possible in the first years.
Our services
From the first orientation to the final signing, we guide you through every step of the mortgage process. We provide clear insight into your financial options, compare suitable lenders and ensure that everything is arranged carefully and efficiently.
We also support you with reviewing your current mortgage, arranging the right insurance and answering any financial questions you may have. This way you always have a clear overview and advice that fits your personal situation, now and in the future.
Want to learn more about mortgage types?
`Are you looking for a home and would you like to know which type of mortgage suits you best? Book a no obligation appointment with your mortgage advisor to get a clear understanding of your financial options. Plan the meeting in the way that suits you: at the office, via video call or by phone. Together we will look at the possibilities for your personal situation.
Fortis Mortgages Wilhelminakade
At Fortis Mortgages Wilhelminakade Rotterdam we are, among other things, honest, transparent, committed, driven and supportive.
When you take out your mortgage with us, we make sure (for the price of a Spotify subscription) that your financial situation stays up to date. This includes any insurance you may have. Each year we review the products you have taken out and contact you if better options become available. Would you like to know what to expect when buying a home? We explain it in our videos.
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